Privacy Policy
Last updated: 17 March 2025
Pensions Explained is a personal project run by Mark Smith. This policy explains what data is collected when you visit this site and what happens to it.
What data is collected
Data you provide
If you contact us by email, we receive your email address and the content of your message. We use this to respond. We don't add you to any mailing list or share your details with anyone else.
There is currently no newsletter, no account registration, and no forms other than the contact email.
Data collected automatically
Analytics. This site uses privacy-friendly analytics to understand which pages are visited and how people find the site. No personally identifiable information is collected. No data is shared with advertising networks.
Server logs. The web host automatically logs basic technical information including IP addresses, browser type, and pages accessed. These are retained briefly for security purposes and then deleted.
Cookies
This site uses a small number of cookies:
Strictly necessary — remember your cookie preferences. These are set regardless of your choice.
Analytics — only set if you accept analytics cookies. Used to understand how the site is being used.
There are currently no advertising cookies and no third-party tracking of any kind. If that changes, this policy will be updated before any new cookies are set.
You can manage cookie preferences using the link in the footer.
Your rights
Under UK GDPR you have the right to access, correct, or request deletion of any personal data we hold about you. Given the limited data this site collects, in practice that means any emails you've sent us.
To exercise these rights, or with any privacy question: privacy@pensions-explained.co.uk
If you're unhappy with how your data is handled, you can complain to the Information Commissioner's Office (ICO).
Changes
If this policy changes materially — particularly if advertising or affiliate relationships are introduced — this page will be updated before those changes take effect.